
With the advancement in technology, now sending money is a
matter of seconds. With various applications available in the market you can
choose to do it from whichever app you are comfortable with. However, we
personally recommend the Google Pay app as it comes with the security
of Google, so you know your money is in the right hands.
Without much hassle, you can transfer the money with a click of
a button. All you need to do is download the Google Pay app either on Google
Play or iOS app store. Enter the mobile number registered with your bank
account; after which you would need to verify your phone, which Google will
attempt to do by sending an OTP, once the same is confirmed you will be able to
enter the app.
You can set up Google PIN for protection; we definitely
recommend doing this as this secures your app.
Now all you need to do is add a bank account and ensure that
your bank allows making transactions via UPI; if it does not, then you will not
be able to transfer money.
Once you have this done; tap on the left corner, it will open a
different option, ‘Bank Account’ and then click on ‘Add Bank Account’. The
Details needed are:
●
Account Number
●
Name
●
IFSC Code
Do cross-check all the entered details and make sure the IFSC
code is correct (verify your IFSC code here), else you might not be able to make the
transfer.
Google Pay will showcase a list of banks that are UPI enabled,
and you can choose your bank. And that’s it! Once you have added the bank, you
will be allowed to send money. There are times when people already have a UPI
PIN without even knowing, so in such cases; you will have the option to reset
by merely choosing the Forgot PIN option and then follow the on-screen
instructions.
Send Money: Once you have successfully added your bank account, you can
send and receive payment. Now you can start sending money; select the person you want to
make this payment to by either UPI ID or only their mobile number. Enter the
amount, and you will be able to send the amount selected once the UPI PIN has
been authenticated.
Request Payment: It
is easy to request for payment; you need to enter the amount and enter
‘Request’, your payment Request shall be sent.
Also, in case you need to send money via a different bank account,
Google Pay allows you to do that as well. You can either add another bank
account or delete an existing one and then add a new one. Click on the top left
corner and go to ‘Bank Account’; it will display the list of bank accounts
already listed, now delete an account by clicking Remove Account or add a new
account.
The best thing is you can send money to
any of your friends or family members without having to log in to the bank app
again and again. You can even pay bills directly from your bank account with
the help of Google Pay.
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